Thursday, October 29, 2015

What's Bad About Investing

You may have heard that compounding interest is the the 8th miracle of the world. You may have heard many stories of people who became millionaires from investing in the stock market. You probably heard how if you invest every month just $100, by the age you retire, you will be a millionaire. Well, that's cool isn't it? It actually is, but there is a main thing that they don't tell ya. One really important and crucial thing, that can change your mindset on the matter. Something really crucial is neglected here... what it is? No, all of these techniques actually work and are a good way to make money, but the most important factor in the equation is TIME.


TIME is the most valuable asset all of us have, because it's the most limited thing on Earth. You can always make money, you can always buy stuff, but you can never buy more time. Everybody's time is limited and this is the ugliest thing about investing. To invest and make money - you need time.

Imagine you become a millionaire by the age of 65

Imagine you started investing when you were young, you put aside $100 every single month and did this for 40 years. You managed to survive in this period, you got lucky and your strategy worked. Now you would be 65 and you would be a millionaire... How would you feel? I would feel bad. Yes, it would be cool that my family (children and grand children) would be financially secured, but I would feel bad for myself... Why would I need this amount of money when I am 65, just several years from death. What would I do? Buy a sport car? Buy a house on the beach? Why would I need all this stuff when I am 65? I would probably only need health and this would be the only thing I wouldn't be able to buy with my money. I would need time, but i wouldn't be possible to have more of it. I would be a rich pensioneer who got tired from life and who actually wouldn't need that much of money. That much of money wouldn't make me feel younger and healthier. Yes, I will be able to buy all of the different pills I would need to get, but WTF?!?! I would be a pensioneer. And even I get extremely lucky and my health and spirit are in a good condition I would have around a decade left from my life, again if I am lucky. Is it worth it to sacrifice the best 40 years of my life to be a rich pensioneer ?

I don't like this idea

 Yes, investing is cool as a back up plan, but you should tear your a*s and do whatever it's needed to get rich young. This is when you need your money the most ind this is when you can use it the best.

Saturday, September 12, 2015

The Kid Who Made $300 000 Trading Penny Stocks

Stock trading has never been so easy. Today, you don't even need a computer to do it, a smart phone is just enough for this. You don't even need education and that much money you may think. Don't believe this? Read the following story and then tell me again. This is the story of a teenager, who made several thousand dollars trading penny stocks. Here is how Connor Bruggemann from New Jersey made $300 000 from just $10 000 initial investment. The story originally appeared on the Business Ideas Lab:

  Have you tried trading stocks? Well, I have and it’s really tough and risky. But it seems it’s not like this for everyone, especially for a New Jersey kid, who turned $10 000 into a $300 000 in a matter of a year. We are talking about an enormous return on investment here. This growth is also impressive, because most of the hedge fund managers in the world don’t even hope for such a return. And would you believe this, the teenager made many of his trades using his smart phone while at class, or during the lunch break at school. Here is how it happened… 

 Connor Bruggemann was an ordinary 16 years old teenager from New Jersey. Well, may be not too ordinary, because this kid had managed to save around $10 000 for the last two years, working as a waiter and on some other low qualification jobs. Then he asked his dad to open for him a trading account at an online broker called Etrade. The young Bruggemann invested his money in some blue chips, but this didn’t bring some good return on his investments. This is how he decided to sell all his shares of big and established companies and invest the money in the so called penny stocks. These are the stocks of companies that are traded at really small pries, the price of one share is usually several cent (pennies), and this is where their name comes from. Such companies usually have some serious problems,this is why their share price is so low. But investing $10 000 dollars in such high risk businesses turned out to be a really lucrative investment strategy for Connor. His money quickly became growing and he started making thousands of dollars. Many of his trades he executed while attending school,under the desk, from his iPhone. He is at high school after all. 

 A picture from Connor Bruggemann's Twitter profile here: A picture from Connor Bruggemann’s Twitter profile here: The young Bruggemann has had an interest in earning money from a very young age. He started working at 14 and has been saving since then. He tried putting his money in a bank account, but he was not happy at all from the returns there. He even tried betting money online, but his parents were not really happy about this, when they learned about these activities of his son. One day his grandfather advised him to try the stock market. This is how the young stock trader began his career. 

 One of his best trades was made with shares of a corporation called American Community Development Group Inc, Connor took advantage from a rumor, that the CEO of the company had plans to buy back shares. Bruggemann bought around 3 million of them at $0.003 per share and after a few days, the shares buy back program was officially announced. The price quickly began going up and in no time the young investor had made a big profit. He closed his position at a price of 4cent, cashing in more than a hundred thousand dollars in profits. This was just a fluke may be, but since then, Connor has made many other successful trades. He managed to increase the amount in his account to $300 000. Here is how the power of technology today reveals new opportunities. Trading stocks on your phone was impossible just a few years ago, but today everybody can do it and some people do it well. Please,note that trading is really risky! Don’t try this at home, if you don’t really know what you are doing. There is a big risk for you of frittering away your money.

Friday, July 24, 2015

Real Estate Ivesting? Here Are The Basics

Investing in real estates has made many people millionaires and even billionaires. Everybody has heard of Donald Trump for example, who has made his fortune this way. It's definitely a good option, if you are wondering where to put into work your savings. Below is a beautiful and useful infographic, that can show you the basics of property investing. Here you can see what to watch for when doing it and some good reasons about why you should invest in real estate.

This infographic was created by the real estate property development company - Vatika. Don't hesitate to share it, if you think it's interesting. Thanks!

Who Warren Buffett Is And How He Got To Where He Is (Video)

Everybody knows about Warren Buffett from Omaha. Recently, he was the riches person in the world with hos net worth of $72.7 billion dollars. Currently he is the 3rd richest man and he has earned his fortune only by investing. He started when he was very young and haven't stopped doing this till now. Today, he is 84 years old and has a lot to say abut his life. Below is a cool documentary movie about the biography of the legendary investors. In the clip he shares the story of his life, his main investment strategies and many more interesting stuff about making money on the stock market. I think this movie will be really enjoying for everyone interested in investing. Nice watching...

Thursday, July 23, 2015

The InvestLib Blog

Hi all, this is our blog and here is the first article on it. I just wanted to introduce it by sharing a few word about who we are and what we do here. So, this is the official blog of the site: and here you will be able to read some really interesting stuff about the basics of investing. I started this blog to publish interesting materials for the very beginners, this will be the place, where I will share some really interesting videos, infographics, articles and all other stuff on the matter. Today I start, this place is going to get to life very soon.

It will be good to know about your opinion on the blog, so, if you would like to share something with us, this would be certainly a great idea. We are waiting for your feedback, ideas and suggestions. You can connect with us via the contact form on ot by just leaving your comments after the articles on the blog.

Thanks for being a reader of ours.